3 ways to reduce and challenge care fees
No. 6 in our series of 27 tips on NHS Continuing Healthcare…
When a relative first needs care things can feel bewildering – and it’s often a crisis point for a family. What’s more, the issue of paying care fees may be foremost in your minds.
Many families report being hounded by health and social care staff, who ask continuously about money. It can make a difficult time even more stressful.
“So will you be self-funding?” is one of the most frequent questions people get asked. However, when a person first needs care it’s entirely wrong for anyone to ask them about paying care fees – or to ask them about their money and/or house.
3 tips to help you:
- Make sure you’re assessed for NHS Continuing Healthcare funding before anyone tries to means test you – and before you pay a penny in care fees.
- Remember that a family can’t be forced to pay top up fees.
- Make sure you tell your local authority when your money gets close to the savings threshold; they will need to pay.
And above all, if anyone tells you that you’ll always be paying pay care fees if you have some money or a house, tell them they are wrong!