What’s the point in an NHS Continuing Healthcare assessment if the local authority is already paying?
No. 13 in our series of 27 tips on NHS Continuing Healthcare…
It’s easy to think that if your local authority is paying for your care, then why bother with NHS Continuing Healthcare. After all, you don’t have anything to worry about regarding care fees, do you?
Here are 3 reasons why it matters:
1) Even if the local authority is is paying your care fees, they will still ask you for a contribution from your income. With full NHS Continuing Healthcare funding on the other hand, you do not have to contribute anything at all.
2) If the local authority is paying your care fees, your family may be asked to top up those fees out of their own money. With NHS Continuing Healthcare, however, you shouldn’t be asked to top up any fees. Indeed, it’s against the law for this to happen. (Remember also that social care top up fees are always voluntary.)
3) If your care fees are paid by the local authority it means that your care needs have been categorised as social care needs. However, this may mean that you are not receiving the full extent of care that you need. Read about the 2 main objective of an NHS Continuing Healthcare assessment.
Extra links to help you:
How much care can a local authority actually provide? – the vital question to ask the social worker
You don’t have to fight this battle alone
Fighting a Continuing Healthcare funding battle alone can feel daunting. If you need to talk to someone about your case, read more here.