Get assessed for Continuing Care – even if you don’t think you’ll qualify.
Even if you’re not sure if you’ll be eligible for NHS Continuing Care, here are 3 reasons why an NHS Continuing Care funding assessment is a good idea nevertheless.
NHS Continuing Healthcare covers 100% of care fees for full time care, whether you’re in a care home or in your own home. Even if you think you’ll be unlikely to qualify, it’s worth keeping in mind the following points:
- Having an initial assessment for Continuing Care gets you on the radar of the Continuing Care team at the NHS. If you’re in a care home it’s easy to become invisible to the NHS, especially if you’re paying your own care fees. The local authority will close its files and let you get on with paying for yourself, and the NHS will in many instances not get involved unless you push them for a proper assessment. The first stage of the assessment process is called a ‘Checklist’ assessment.
- Having an initial Continuing Care assessment is a good way of recording your health needs at that point in time. Although the Checklist assessment is a pretty short and shallow way of measuring health needs, it does at least mean your needs have been documented, and this can serve as a benchmark should you ask for another assessment in the future; it can be a way of showing how your health has deteriorated and your needs have increased in between. And if you disagree with the outcome of the first Checklist assessment and you can show that it’s been done incorrectly, you can ask for it to be done again.
- Everyone who needs full time care and who has health needs should be assessed for NHS Continuing Healthcare funding. It’s as simple as that. Be aware of some of the excuses you might be given for not being assessed in these 7 most outrageous reasons for not receiving an NHS Continuing Care assessment.
If you’re in a nursing home, you should almost certainly be receiving the weekly Funded Nursing Care (FNC) payment from the NHS – as a minimum. This payment is also known as Registered Nursing Care Contribution. A decision about this payment should be made only after an assessment for NHS Continuing Healthcare. So if you’re not assessed for Continuing Healthcare, the chances are you could miss out on FNC.