How to get the NHS to pay for care

How to get the NHS to pay for care


Please note: this product is a digital download only

How to get through an NHS Continuing Healthcare assessment

... how to prepare, what to do - and what not to do. Learn what happens in practice - not just in theory - so you can fight back against NHS and local authority tactics. "This guide is a model of clarity compared to the ‘official’ publications, and a great blueprint to help in a potential battle for funding." Michael Duncan
  • Already paying care fees but not assessed for NHS funding?
  • Been told to pay for care because you have savings or a house?
  • Waiting for a Continuing Healthcare assessment - but not sure what to do or how to get through it?

NHS Continuing Healthcare funding covers 100% of care fees for people who need full time care primarily for health reasons. However, most families are not told about this funding. There have also been thousands of complaints about the way the NHS illegal denies access to this funding.

Updated in December 2015, this guide covers the Continuing Healthcare system in England. It’s easy to follow and covers not only the nuts and bolts of NHS funding, but also how care funding works in practice and what you need to do – right now. It helps you prepare for assessments, feel more confident and argue your case.

It’s written by Angela Sherman, who pursued Continuing Healthcare funding on behalf of her parents – and succeeded after going right through the appeals process.

Using her coal-face experience plus many years’ research, she has since helped many other families do the same. With this guide she helps you step by step, giving you tips, advice and insights about Continuing Healthcare at every stage.

“I cannot thank you enough. I downloaded the e-guide and made a note of all the wording I should include on the assessment document. I heard today that my aunt has been awarded NHS Continuing Healthcare funding, and I am delighted.” Ann Friston

With this guide you’ll learn:

  • Why the NHS may have a legal duty to pay for your relative’s care
  • What to do – and not do – when your relative needs full-time care
  • How Continuing Healthcare works – and how to get an assessment
  • How to check if your relative has already been assessed for Continuing Healthcare?
  • Why paying for care does not depend on your savings/property
  • Why the questions you’re asked about money could be illegal
  • Whether you really have to sell your home to pay for care
  • When and where you can receive Continuing Healthcare
  • How hidden agendas in health and social care influence funding decisions
  • Why your role is vital in an assessment
  • How the assessment is ‘scored’ – and pitfalls to look out for
  • The crucial difference between health needs and social care needs – and why it matters
  • The Coughlan and Grogan cases – how they clarify the law about NHS funding
  • How Continuing Healthcare assessors ignore the law
  • The 10 biggest myths about care fees
  • Vital tips about care fees if:
    • your relative is in hospital and needs full time care
    • your relative is at home and needs full time care
    • Social Services start talking about care fees
    • you know NHS funding is available – but you don’t know what
    • you start looking for a care home
    • your relative is already paying care fees
  • How to prepare for an assessment – to give yourself the best chance
  • What to do and say before, during and after an assessment
  • Vital facts and information you’ll need to gather
  • How the assessment ‘tools’ work: Fast Track, Checklist and Decision Support Tool
  • Where the National Framework and the ‘primary health need’ fit in all this
  • Why keeping a detailed diary will save you hours of work
  • Who should be involved in an assessment – and what information is included
  • What to expect at the actual assessment meeting – what’s right and what’s not
  • Underhand assessor tactics – and how to fight your corner
  • Why the local authority should play a leading role
  • Why you can’t always count on support from a care home
  • How to know when assessors are telling untruths
  • Powerful tips on increasing your ‘score’ in an assessment
  • How to respond when you’re given false information
  • How Funded Nursing Care (FNC) fits in all this
  • What to do first if you need to appeal a Continuing Healthcare decision
  • What to do if your relative runs out of money

…plus, lots more.

Full money-back guarantee

If after reading this guide you don’t believe it will help you, you’re protected by our full no-quibble money-back guarantee. Just let us know within one month of purchase.


This guide is available as a digitial downloadable ebook only. (No physical book will be posted.) After you place your order, and once your payment has been processed, you’ll receive an email with the download link you need. (Please check your spam/junk email folder if you can’t find this email. It may take up to 24 hours to arrive – but will almost certainly be much sooner.) Once you’ve opened the e-book, please SAVE it onto your computer straight away.

If you don’t received the download link within 24 hours, please contact us right away using the Contact link at the bottom of this website, so we can remedy that for you.

CARD PAYMENTS: You can pay by credit/debit card or via a Paypal account. If you don’t have a Paypal account, simply go through the Checkout process, and when you get to the Paypal page simply choose the link at the bottom that says “Checkout as a guest”. You can then enter your card details.

MOBILE DEVICES: If you are ordering online using your phone or tablet, bear in mind that you may need to download the ebook onto that particular device.



  1. This guide was absolutely invaluable to me in seeking NHS Continuing Care funding for my dad 18 months ago. We were successful, although sadly he died shortly after, but the award was backdated which help in paying his care fees. I am now re-reading the guide as I’m seeking funding for my mum whose care needs have recently increased considerably following a stroke 43 years ago. Thanks again Angela.

  2. I found this guide utterly invaluable in interacting with the CHC. It is absolutely astonishing unfamiliar the healthcare professionals are with the framework/legalities of Continuing Healthcare – including GPs and nursing home staff. Knowing the accurate legalities gave me the confidence to navigate brickwall after brickwall. Highly, highly recommended.

  3. My mother has now got through the Checklist with 5 Bs, so we are onto the next stage. It is true what you say in your guide about letting the assessors know you are informed – I told them I had done my research and been on the NHS website, and I even produced the same Checklist as the assessor had. It really was quite straightforward. I had prepared myself for continually pointing out it was ‘health’ needs and not ‘social’ needs, but I didn’t need to. I’ll keep you informed, and once again many thanks for all your support and information – couldn’t have done it without that.

  4. Thank you for your continued support in my mission to see my friend receive the Continuing Care assessment I have been pursuing for many months. At last I can report some good news. Following a decision making meeting this morning, I am informed that from today the NHS will now fund her care. Hopefully our case goes to show that it pays to persevere. My mission to get a Continuing Care assessment has taken a great deal of complaining, letter writing and research on the internet. For me it has been a real eye opener and engaged me in a time consuming yet learning experience. For my friend, it means she is at last being treated with the dignity and respect she deserves. Thank you for your support, without which I doubt if I would have had the confidence to get this far.

  5. I have been pleased to purchase online your most helpful guide ‘How To Get The NHS To Pay For Care’. My mother has been in a nursing home since February 2010, but has never been assessed for NHS Continuing Healthcare. She is ‘self-funded’ and over the last 25 months more than £100,000 has been paid in care fees.

    I have not known which way to turn for help, and the only information I had was that she would have to pay until her capital reduced. I have sought advice from various agencies, but none has given any hope of help with funding. The situation is distressing enough without having to deal with the anger and frustration that all her capital is going.

    Anyway, the point of this message is just to say thank you! At last I feel that someone understands and has given practical, straightforward advice. I have studied closely what you have written, and I feel my mother is indeed eligible for funding. It it would be wonderful for me to be able to enjoy the little time there is left with her, released from the worry that money will run out. I have a meeting with the care home manager next week. Thank you for offering real hope at this stage.

    Jeremy has now successfully won Continuing Care funding.

  6. Once again, I have to say that your information has proved most helpful all along the line.

  7. We had so little time to put together our appeal for NHS funding, but the information you sent us meant we arrived at the meeting well-prepared and ready to put our case. Thank you so much. I know we couldn’t have won without your help.

  8. The books have proved to be invaluable – and your advice most helpful. I used it as a basis for further discussion with social services, and it resulted in a positive response.

  9. This book is going to be a useful tool, and I feel empowered reading it. What you’ve done is so helpful. I was feeling ‘over my head’ but now I’m going to go for it.

  10. We have heard today that my mother-in-law is to receive NHS Continuing Care funding. We could not have done it without your book and website. Thank you so much.

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